Overview: cost of one Further education Further education
But how expensive is a training and what are your options for financing it? Unfortunately, statistical surveys and comparative tables are also missing, employees willing to continue training as well as the self-employed are left quite alone in their qualifications. The costs of continuing education can be very different and can be difficult to compare with each other, also because of different contents, objectives and duration.
The Federal Institute for Vocational Education and Training has determined a few average values for the costs of further training in a study in which 2000 people were interviewed. According to this, the costs, which are directly related to further training (as participation fees, teaching material, etc.) per year and person are on average 568 Euro.
Do the further education participants have to bear their own costs?
In many cases, participants often do not fully cover the costs themselves, but are reimbursed in part - for example, by the employment agency or by the employer. On average, this refinancing accounts for approximately 36%. Ultimately, the participants bear the costs of 375 Euro itself.
The main part of this is attributable to the registration fees and the travel costs. In addition, there are indirect costs, such as the loss of earnings of 137 Euro per participant, whereby costs are reimbursed to a lesser extent (on average about 7%). Eg by subsistence allowances. But these indirect costs can not only be calculated in euros: in any case, you must also take into account the amount of time, the time that you may have to rework at work.
On average, 138 hours are spent annually on further education. 74 hours of this do not come into the working hours, but cost free time. Additional 59 hours must be spent on overtime (due to further education), information, preparation and follow-up, as well as travel times.
Differences in costs: Depending on the target group, they are different
In addition, there are significant differences in terms of the costs of continuing education among the individual groups of participants: Persons who take part in non-company continuing education spend considerably more money each year with 856 Euro than with participants in further training programs - namely 285 Euro. This is because employers often pay the costs, while non-company training participants receive only 14% reimbursement.
Employees are much more likely to be offered free training than those who are unemployed or self-employed. Socio-demographic characteristics also play a role: Young participants up to 24 years are more often free of charge, participants between 25 to 34 and 55 to 64 spend on average the highest costs for further education. Training also plays a role: the higher the level of education, the higher the average cost of training, because those who already have a higher level of basic education are more willing to invest in a higher-qualifying and correspondingly expensive further education.
Great differences in the way of continuing education
Depending on the type of training, the costs for this are very different and also very differently distributed among the individual groups of participants: About 45% of the surveyed participants do not have to bear any costs themselves. 14% will cost around 99 Euro, 28% will cost between 100 and 999 Euro.
13% of participants have to shell out more than 1.000 Euro and 2% even cost more than 5.000 Euro. The highest costs are caused by classic forms of course: In addition to participation fees, travel and possibly accommodation costs are incurred. In addition, the loss of earnings must be taken into account.
Although participation fees often seem higher, eLearning and self-organized learning in general are somewhat cheaper in the end: the learning and work tools (books, PC, telephone and Internet access, etc.) are the most important ones. On the other hand, these forms of learning require the least amount of time; the travel costs are eliminated and the loss of earnings is lower.
Planning the training: This should be considered in your training!
When planning a training, think about what it costs and how these costs affect you both financially and in terms of time. Be sure to inquire about the total cost of each course. Take into account all direct and indirect costs and get the widest possible overview of the various offers.
Therefore: always look carefully! How many lessons does the course have? How are these distributed, is this suitable for you? Here, too, the above-mentioned time factor is important! Note that the lesson is not the same as a lesson: Basically 45 is one minute per lesson, but for some providers it can be more or less. You definitely have to take that into consideration when comparing.
Know your own strengths and weaknesses
"First I have the financing, then I take care of the organization of my further training," say many willing to further training. Wrong, I say. To get support for funding, it is first necessary to get around the training organization. It is, so to speak, the key to successful financing.
One very important point: recognize your own strengths and weaknesses. Take the time to identify your strengths and weaknesses. Although you should not pass on any weaknesses, you should not throw in the towel when you discover deficits. Knowing what you can do and what you need to improve is an important prerequisite for optimal, targeted further education. And with targeted further education measures, some weaknesses can even be transformed into strengths.
Qualitative differences depending on the type of training
There are also qualitative differences in other points, as the following examples show:
Offer a craft chamber
Example: In a crafting chamber, you would pay 33 Euro for a course in Spreadsheet I: MS Excel (330 lessons in three days). A private education provider requires 2007 for a basic Excel 207,64 course (duration: l day with seven lessons). However, only a maximum of eight participants are admitted per course, which promises a better learning atmosphere. An English language course with the same provider costs between 420 Euro (for simple languageCourses) and 500 Euro (for professional languageCourses and conversation) - all courses with a total of 60 lessons.
Prices at the community college
For comparison, the prices of a public school: 26 lessons, no matter what level, cost 72,80 Euro, if 10 people take part in the course, the price drops to 52 Euro. Larger classes are, of course, again bad for learning and national colleges generally do not have the best reputation. But maybe you only pay for the image with your private provider?
Complete a full training
Incidentally, it is significantly more expensive if you want to catch up on a whole education: a training as a European secretary with a total of about 4.800 lessons (30 months full-time) costs at one institute 12.000 Euro, at another provider 10.400 Euro - however, only about half at lessons.
An extra-occupational intensive training course for Fachkaufmann Personalfachwesen (duration: 4 months, approx. 12 hours / week) suggests a provider with 3.000 Euro, in the competition you would pay for a six-month course (total 460 lessons) but only 2.875 Euro. If you then want to add the business economist to the specialist trader, you can, for example, For example, for a class with 700 lessons, expect 3.579 Euro.
Training: What costs you still have to consider
In someCourses the examination with the fees is already included, but with other providers you have to pay them extra. In the case of the examples presented here, the examination fee is between 260 Euro and 450 Euro, depending on the type of financial statements.
Consider the costs and the time required if you are planning an advanced training and if necessary, look for more favorable alternatives. However, inexpensive is not necessarily cheaper: for the individual images, there are in some cases large differences in the length, content and duration of the further education. What is better, you can certainly only in the individual case and not flat-rate. Look also at the payment terms in the contract:
Further education financing and installment payments
Some providers offer the possibility of an installment payment; usually at least a part of the sum has to be paid in advance. If the total amount has to be paid before the start of the action, there may be problems with the refund afterwards. Therefore, you should be careful with such terms of contract.
Incidentally, whether you receive at least part of your money if you do not like it depends entirely on the individual terms of the contract. So read the fine print of your contract carefully. For longer-term measures, you should arrange a quarterly or monthly payment method - this can save you a lot of financial trouble if you want to terminate early. Tip: But training costs are also tax deductible. Above all, the costs of continuing vocational training are usually tax deductible if you do not receive any grants.
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