Why Credit Cards?
A company usually has company credit cards issued on itself and the name of its employee.
Sense and the purpose of such a card is more extensive cost control that ultimately benefits the company's profitability. More on that in the rest of the text.
The Business Card and the Corporate Card
In general, a distinction can be made between the business credit card and the corporate credit card in the context of corporate credit cards. The use of a business card is a good option especially for smaller companies or self-employed. Although there is little individuality and scope, the customer has a fixed price, performance ratio and only a small cost per card issued.
The corporate credit card in turn is suitable for large companies, non-profit organizations or even for authorities. Companies that want to manage a large number of corporate credit cards are given individual conditions and a much larger service package than the users of Business Cards. The financial framework is also bigger by some.
The Corporate Card - perfect cost control for large companies
As mentioned above, the Corporate Card is the ideal corporate credit card for large companies. All booked issues from all corporate cards of the company are debited once a month from a reference account. These include, in particular, the costs for business trips or incurred expenses. There are banks that offer their customers even an extended payment goal of up to 58 days.
With the help of corporate cards, all expenditure can be meaningfully listed by all employees and ultimately evaluated. The company can look forward to a positive transparency which makes it virtually impossible to make mistakes. The use of corporate cards is a significant relief for corporate accounting.
Flexible solutions for employees
Corporate cards are also extremely flexible and therefore particularly suitable for companies that are interested in completely individual solutions. Various equipment features are freely negotiable and can be adapted accordingly to their own requirements. As nice as the flexibility of a corporate card is - it makes the comparison of the various providers extremely complicated.
However, we do not want to deny you the only editorial comparison on corporatecards on kreditkarten.net. This ensures a neutral and independent comparison of all corporate cards currently available on the German market. Thanks to the possibility of a filter, you can already have the chance to present and compare only those maps that meet your requirements.
Advantages of the Corporate Card at a glance
In addition to the flexibility and ease of accounting, the Corporate Card has additional advantages.
- constant liquidity of employees: It is possible for employees of the company to be financially independent around the clock. This is especially useful on business trips or appointments and requires less organizational effort than cash advances by the company or many individual travel expense reports.
- Perfect cost control and motivation through bonuses: By seamlessly listing all the expenses that the employees make, an excellent comparison can be made. This can be used very well for the purpose of employee motivation. Having a monthly bonuses for the one that is best kept is often the guarantee for an efficient handling of money.
- Constant security: Money can not simply be spent unseen or "disappear". The exact listing ensures transparency that protects the company from unexplained losses.
- The insurance also abroad: An employee is usually insured through his corporate card. If, on a business trip, something happens to him, he has an accident or becomes ill, he can insist on medical care with his card on the spot.
The corporate credit card is an all-rounder and leads to work relief and security on the part of the company and to more comfort on the part of the employee.
A "win-win" situation that you do not want to miss once you have come into your enjoyment. Let us advise you without obligation and take advantage of our card comparison! Maybe a corporate card is also the optimal solution for your company. Find out now!
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