BAföG - 13 / 16: Interest-bearing loan



Previous PartNext part



Best of HR - Berufebilder.de® - Book Publisher, registered trademark, eLearning on Demand Platform, News Service by German Top20 female Blogger & consultant Simone Janson, referenced in ARD, ZEIT, Wikipedia .
Copyright: Image material created as part of a free cooperation of Shutterstock. ,

You have exceeded your funding period or your studies are interrupted and now you need a funding, eg because you are in the exam phase? Again, there is help! BAföG - 13 / 16: Interest-linked loan BAföG - 13 / 16: Interest-bearing loan


Here writes for you: Simone Janson is a publisher, German Top20 blogger & consultant for HR communication. Profile

Important NOTE

This entry contains content and information that may be out of date, eg due to legal or statistical changes. Because it can still be helpful to get an overview of the topic, you can still find it here.


Learn more? this Download text or book an eCourse on the topic . Insider News per Newsletter or for Members!

Finished BAföG

Overview

The solution to this problem is called fully-interest-bearing BAföG. This credit is granted by KfW Bankengruppe, the Bund and the Länder, but the application continues to run through the BAföG Office.

Note: This BAföG form does not include the usual debt cancellation options - the repayment interest rate increases even with each deferment. Therefore, you should check carefully if there are no alternatives to interest-bearing debt.

Degree promotion

Overview

If you have not completed your studies within the promotion period but you still have to avail BAföG, you can apply for a tuition fee for the degree.

Extended studies after changing the subject

Overview

If you study after a change of subject beyond the maximum funding period and can prove important reasons for doing so, you have the option of receiving a full-time BAföG loan. There are important reasons, for example, if you notice a lack of fitness or lack or have seen your first field of study only as a park study, but not if the study circumstances or career prospects have suddenly changed!


Tip: Text as PDF download or book an eCourse on the topic . Regular promotions or insider news are available via Newsletter!

Postgraduate course

Overview

If you have already completed a first vocational training course and have spent your basic training (eg in an initial degree of more than three years), you may be eligible for a further education, ie a postgraduate course, BAföG as a full-rate loan , It does not matter, however, whether or not you have received BAföG in your first degree, you get BAföG for the second training in all cases only fully interest. This rule does not apply if you have not yet claimed the right to basic promotion!

Whether you get this form of BAföG depends on the following factors:

Overview

  • The previous training has only enabled you to start this training. However, the build-up course must continue in the same direction!
  • Your further education will deepen your university studies with the same content orientation in a maximum of four semesters. Attention: Your first exam may be one year old!
  • You need the advanced training to pursue (in legal terms) your desired profession

Attention: These regulations do not apply to a second degree course after already completed training.

Resumption of study after study break / interruption

Overview

If you have interrupted your studies or discontinued your studies, if you want to resume your education, you can get a full-time BAföG.

The conditions for this are:

Overview

  • There must be special circumstances in your case
  • Your desired training objective makes this necessary
  • They had important reasons for your interruption and can also prove it. Important founders include, among others, a lack of aptitude or a lack of aptitude.

How to apply for funding

Overview

If you wish to apply for an interest rate subsidy, this is the same as for a promotion within the promotion period:

You submit the application to the relevant official form, which you can obtain on the Internet or at all training grant offices. You can even limit the amount of the bank loan when applying - however, this limit is irrevocably valid for the entire period of approval.

For your BAföG application, the same conditions and regulations apply as for the normal BAföG.


Tip: Text as PDF download or book an eCourse on the topic . Regular promotions or insider news are available via Newsletter!

How the promotion expires

Overview

Here, too, you will receive a BAföG notification. In addition, you receive a contract offer from KfW Bankengruppe, which belongs to the Federal Government and the Länder. If you do not sign this offer within one month after sending the license, you will forfeit your claim to a corresponding subsidy.

The signature will be signed by the Office for the Promotion of Vocational Training on the basis of an identification document (identity card, passport). The bank loan is paid directly by KfW Bankengruppe. Payments are only possible on domestic bank accounts.

More knowledge - e-courses or personal advice

Overview

As a PDF download. Up to 30 lessons with each 4 learning task + final lesson. Please enter the title under "interests". Alternatively, we are happy to put together your course for you or offer you a personal regular e-mail course including supervision & certificate - all further information!

2,49 Book now



Your eCourse on Demand: Choose your personal eCourse on this or another desired topic, As a PDF download. Up to 30 lessons with each 4 learning task + final lesson. Please enter the title under "interests". Alternatively, we are happy to put together your course for you or offer you a personal regular e-mail course including supervision & certificate - all further information!

19,99 Book now



Consultant packages: You want to increase your reach or appeal as a job applicant? For these and other topics, we offer special Consultant packages (overview) - For example, a personal phone call (price is per hour).

179,00 Book now

occupations pictures

You want to comment here? Please the Debate Rules comply, contributions must be unlocked. Your email address will remain secret. More information on the use of your data and how you can counter this can be found in our Privacy Policy.

  1. To follow debate on this post
  2. All debates follow
  3. Subscribe to debates via eMail (add link here!)

Post a Comment

Your email address will not be published. Required fields are marked with * .

JaI would like to be regularly informed about the latest promotions & offers Newsletter be informed.

I hereby accept the Debate Rules and the Privacy policy with the possibility to contradict the use of my data at any time.