Business account for start-ups and self-employed: 5 tips to choose from [+ checklist]

Work well, plant 500 trees! About us make the Working World more Human and Ecological, so we donate Revenue for Certified Afforestation. As Publisher Best of HR - Berufebilder .de® you can unique Book Concept, on Demand eCourses and News Service we share 15 years of Experience with our Customers (Samsung, Otto, State Institutions). By the Top 20-Blogger Simone Janson, referenced in ARD, ZEIT, WELT, Wikipedia .
Disclosure & Image Rights: KonoRat supported us financially. Artwork created as part of a free collaboration with Shutterstock. supported us financially.

Who one Company to start up and self-employment, must think a lot. Among other things, every entrepreneur needs a business account. What should be considered? A checklist with 5 tips on the topic. geschaeft account-finance-existenzgruender

More knowledge - PDF download, eCourses or personal advice

Here writes for you:

Susanne Kleimst is an analyst and specialist journalist for German-speaking countries.


Finance for the self-employed: Why is choosing the right account important?

Already yesterday we have reported in our small series on finance of independent about the right insurance for business start-ups. Today is now about the choice of the right business account. For he who establishes does not get around the same.

Entries and receipts of a company are posted via the account. Various banks offer a business account. But a business account is not always the right thing to do. It depends on the type of your company, eg whether you are a freelancer or a company. Other criteria are also important.

5 Tips for choosing the right business account

  1. The right account for every corporate form: For corporations such as the GmbH or UG the business account is part of the company foundation. The business account is the place where the capital of a limited company is paid. Individuals and freelancers can continue to use their current account.
  2. Separate account also for freelancers and sole traders: However, it is more advisable to set up an extra account as it is always advantageous to separate private and professional income. In general, you can create a business account with a branch bank as a company or a giro account for freelancers. In addition, a modern online business account is available, which in most cases is free.
  3. Business account with a branch bank or an online bank: There are a few important differences to consider when choosing between setting up the business account at a branch bank or an online bank. In the case of regular cash transactions and the establishment of a current account frame, a business account with a branch bank is more advantageous than with an online bank. Here, the direct approach of a customer service provider is worth gold. If you are on the road and manage your business expenses primarily through the account, you are in good hands with an online bank. Often very cheap offers of online banks are made here. You will find further information on the topic on the page
  4. Free Girokonto yes or no? If you are self-employed as a sole trader or freelancer, you can also use a free checking account that you can, for example here can be found. Individuals and corporations are forced to establish a corresponding business account. If you have access to the free Girokonto account should ensure that the private and business expenses and revenues are always separated, otherwise an accurate billing becomes impossible and additional expenditure means.
  5. The online business account: Many online banks advertise with a free business account. A suitable business account can be found, for example, via KontoRat, However, you should check whether the account is really free. There are often high fees for additional services. Therefore, a previous check is always worthwhile. In addition, the UK Limited is often excluded from this service. Therefore, all provisions and offers should be examined in advance.

Conclusion: Compare correctly!

Business accounts are almost always a must for entrepreneurs. Almost all banks offer this service. For the review of the various services and offers, you should take considerable time to find the optimal offer for your own Company to find.

Tip: Text as PDF (please read the instructions!) or to this text complete eCourse Download. Actions or news via Newsletter!

Whoever decides for a bank and an offer should have thoroughly examined this. This bank is usually their home bank and ideally a long-term partner of their businesses and businesses.

More knowledge - PDF download, eCourses or personal advice

Offline download: Download this text as PDF - Read usage rights, Because we do not automatically submit the title of this text for privacy reasons: When buying in "interests" the title register if support is needed. After buying text exclusively Download at this URL (please save).

3,99 Book now

Your eCourse on Demand: Choose your personal eCourse on this or another desired topic, As a PDF download. Up to 30 lessons with each 4 learning task + final lesson. Please enter the title under "interests". Alternatively, we are happy to put together your course for you or offer you a personal regular eMailCourse including supervision and certificate - all further information!

19,99 Book now

Consultant packages: You want to increase your reach or address applicants as an employer? For these and other topics we offer special Consultant packages (overview) - For example, a personal phone call (price is per hour).

179,99 Book now

occupations pictures

You want to comment here? Please the Debate Rules comply, contributions must be unlocked. Your eMailAddress remains secret. More information on the use of your data and how you can counter this can be found in our Data protection declaration / Privacy Policy.

  1. To follow debate on this post
  2. All debates follow
  1. Randolf Dieckmann

    I'm sorry, but anyone who calls GmbH and UG a partnership (right in the first “tip”) is not exactly characterized by competence.

    • Berufebilder

      Thanks for the hint, we have the author the error on the error and the tip error improved: Of course, the corporations are called.

  2. Founder coaching

    Business Account Checklist for Entrepreneurs & Self-Employed: 5 Tips For The ... - Professionals ... - Highly recommended EEvQioxB5U @grundercoaching

  3. Thomas Eggert

    Checklist Business account for entrepreneurs & self-employed: 5 tips for the optimal ... via BERUFEBILDER - Highly recommended NPBKbZY9fR


    Checklist Business account for entrepreneurs & self-employed: 5 tips for the optimal ... via BERUFEBILDER - Highly recommended j01Yy7A9YR

  5. Competencepartner

    Checklist Business account for entrepreneurs & self-employed: 5 Tips for the optimal selection ... - Highly recommended bBzhNyEqFP #Profile #Bilding

Post a Comment

Your email address will not be published. Required fields are marked with * .

JaI would like to be regularly informed about the latest promotions & offers Newsletter be informed.

I hereby accept the Debate Rules and the Privacy policy with the possibility to contradict the use of my data at any time.