Financial freedom and independence: work less, dream job?

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Some feel plagued by the feeling of being trapped in a golden cage, chasing after the unimportant, instead of doing what seems really meaningful. Letting go could be a way out. How it works, despite all the financial problems.

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Here writes for you:


Simone Janson Simone JansonSimone Janson is publisherConsultant and head of the Institute's job pictures Yourweb.


Do only what we enjoy?

Do the dear long day what is fun and, at best, even make money with it? Many dream of that, as the comments on one of ours show Article on Best of HR –® , which is about financing a trip around the world. Reader paddy, for example, writes very appropriately:

“We all have exactly the same amount of time, namely 24 hours a day. But how we spend it is the difference. And unfortunately a large part of it can be dictated too much how he or she has to spend his / her time. ”

Not working at all?

Living minimalistically means not working at all in the best sense or as little as possible to be able to concentrate more on the things you feel like doing. Sounds selfish, but it could be the working model of the future. Because our world is changing rapidly - not least because of digitization.

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At Republica 2011, Gunter Dueck made it clear that the Internet will gradually make many traditional job profiles disappear and that those who want to be successful in the future need more creativity, personal responsibility and the ability to accompany, inspire and support other people Leading goals. Online learning specialist Stephen Downes says: “Live healthy. Learn to appreciate. Be creative. And learn to live a meaningful life. ” And how else should it be done than doing exactly what you enjoy?

But we need money - don't we?

Most will object that this is not possible because we need money to live, we have obligations and we have to take responsibility. That's right, but maybe you just have to collect and spend the vicious cycle of money that we've all got used to?

The authors Vicki Robin Joe Dominguez offer an approach to this in their book “More money for more life: How to change your relationship with the financial in nine steps and retire earlier”, published in 2018 by MVG. On the subject of financial freedom, you write very clearly that you can't do without rethinking:

The typical advice on money

“The typical advice on money is too non-binding when it says: We all have different values ​​and should follow our hearts. If I love expensive lunches in the restaurant and you love expensive cars, that's fine! You can spend your money on things you love, as long as you budget to do it and work hard to earn enough. In truth, however, that's nonsense: we are all human beings and have more things in common than differences. The philosophy of many centuries and the increasing scientific research of the past decades have shown us that humans have a few true, general luck buttons that can be pressed - basic factors such as friendship, health, community, challenges that you use with your own ingenuity overcome, as well as the feeling of being in control of your life. These buttons work for everyone. At the same time, most of us allow ourselves to be enticed by the ideas of comfort, status and luxury and satisfy the desire by buying the corresponding products. And we are very good at spending some of this junk as our real passions. The only difference is what things - and how many - we justify ourselves for. With just a few of the costly "real passions," you can use up almost any income, potentially wasting your chances of making those bigger and more truthful wins. Even the best-known financial and business gurus repeat their version of the myth that "spending money makes you happy." Follow their advice and you may end up on a well-oiled assembly line of your personal desires. Your skillful hands will throw targets on one end and happily pull things off your wish list from the other end, but you may still be in the same spot where you started. Limitless desire is one of the pitfalls of human nature and one of the first things you have to put off if you want to get ahead faster. ”

Why is it so difficult to let go?

But why is it so difficult for us? David Bosshart's book “The Age of Less”, published in 2011 by Murmann Verlag, offers a very good explanation. It is promised, at least the subtitle of Bosshart's book, that letting go could be the formula for prosperity for the western world

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But if we are honest, it is this letting go that scares us a lot. The thought that we have to slow down, retreat, give up, causes uncertainty, even panic, in many of us. It seems to contradict human nature to be worse. And why? Because we put on gold chains. We have established ourselves in our comfort zone, surrounded by mental and material ballast.

Fear keeps us from financial freedom

So here, with our fear, are the real reasons that keep us from realizing our dreams. Why don't we concentrate on the essentials and sensible instead of making a lot of money that we then spend on superfluous things?

There are some who have successfully taken this step: For example, from the well-paid investment banker who earns less money as a travel blogger, but is all the more satisfied. The sports scientist who gave up her safe job as a movement therapist in a psychiatric clinic to work with llamas.

Take an example

The balloonist who preferred to move to where the wind takes him instead of becoming an engineer. The government official who needed only five days to completely change his life and become a whale watcher on the Canadian east coast. Or digital nomads, who separate property and permanent residence, travel around the world and work everywhere thanks to the Internet.

All of these examples and many more can be found on Best of HR –® in our section “Job profiles & careers”. And even if you are tempted to dismiss these examples as a weirdo, you should perhaps just take an example from them and think about your own financial letting go.

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