Educational credit - what it does: Student finance at home and abroad


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Not everyone can finance their studies through a secondary job or BAföG. It is because one has to give up his job for an abroad stay or is already in an advanced phase of his studies to refer to BAföG. An education loan can help. Educational credit - what it does: Student finance at home and abroad graduate-master

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Jobbing abroad is often difficult

Overview

Many courses focus on student stays abroad during their studies. For this, the necessary side job must often be abandoned, while at the same time it is difficult to work abroad. What to do?

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Working abroad is not infrequently more of a problem: on the one hand, you have to find a suitable secondary job, which can be difficult in view of the labor market and the language barrier.

12 months as an expat finance

Overview

On the other hand, there are often very precise legal regulations in other countries which considerably reduce the number of foreigners working.

Anyone who does not have any savings now to overcome the financial deficit faces a major problem: What options are there to finance the semester abroad?

What does an education loan do?

Overview

Anyone who deals with the study loan quickly determines that there is only a monthly payout possible. This is different in the case of the Federal Government's offer for livelihoods:

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The education credit is up to max. 7.200 Euro and 3600 Euro can be applied for as a single payment. A maximum of 300 Euro can be applied for each month. Thus, costs such as the flight and a small part of the monthly costs could be covered by this form of financing for 12 months.

There is no bureaucracy

Overview

The well-structured Internet offer under makes a call to the inaccessible telephone hotline superfluous: All information including the online application is on the website.

Who would like to speed up the processing, can its required proofs also by eMail to the Federal Office of Administration. Thus, processing times of around 3 weeks until the payment is the rule.

Special offer for advanced training

Overview

In contrast to the study credit, the education credit deals mainly with trainees, students and doctoral students, who have already completed the first part of the training.

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In the Bachelor, the first year of study must be completed, the Master is immediately eligible for funding. In addition, only full-time studies at government colleges can be supported. So it is therefore the ideal possibility to extend the semester abroad also to 6 months in addition.

repayment

Overview

Repayment is just as straightforward as the application process: at about 1 percent interest, you can not complain about it.

The repayment period begins 18 months after the end of the course and the minimum rate is 100 Euro. This gives the opportunity for a relaxed career entry for students before the repayment load begins.

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