Unemployment insurance for the self-employed: What is the unemployment benefit?



Previous PartNext part



We are moved by the idea to make the world of work more human - without constant pressure for efficiency, stress and fear. As Publisher Best of HR - Berufebilder.de® with podcast, eLearning-on-demand offers and news service we share 15 years of experience with our customers (Samsung, Otto, state institutions). By the Top20 female blogger and consultant Simone Janson, referenced in ARD, ZEIT, Wikipedia .
Copyright: Artwork created by Simone Janson | Best of HR Berufebilder.de®

If you are applying for a self-employed unemployment allowance I, the Arbeitsagentur uses the income for the calculation of your unemployment benefit I, which is obtained on average in the qualification level in which you wish to transfer the Arbeitsagentur. Kling complicated? But is actually quite simple:

Unemployment insurance for the self-employed: What is the unemployment benefit? Unemployment insurance for the self-employed: What is the unemployment benefit?

Tip: Text as PDF or podcast (please read the instructions!) or to this text complete eCourse Download. Regular promotions or news per Newsletter!


More knowledge - Podcast, PDF download, eCourse or personal advice

Here writes for you: Simone Janson is a publisher, German Top20 blogger and HR communication consultant. Profile

The conditions at a glance

Overview

If your work is suspended due to lack of order and you want to apply for unemployment benefits, there are four different qualification groups, where the employment agency is based on a lumped net salary. The unemployment allowance is then calculated according to this net salary. And this is how it looks:

Tip: Text as PDF or podcast (please read the instructions!) or to this text complete eCourse Download. Regular promotions or news per Newsletter!

  • for a university or polytechnic degree 3.066,00 Euro (West) or 2.688,00 Euro (East)
  • (2.240,00 Euro (West) or 2.240,00 Euro (East) in the case of a technical qualification, a master craftsman or a comparable degree.
  • with an 1.055,00 Euro (West) or 1.792,00 Euro (East)
  • if no training is required 1.533,00 Euro (West) or 1.344,00 Euro (East)

Payroll tax class

Overview

From these income you first deduct a lump sum of 21 percent for the social insurance contributions as well as the wage tax of the respective tax class and the solidarity surcharge. Even if the tax class does not matter to you as a self-employed person - it is used for the calculation of the unemployment allowance I.

Therefore check your payroll tax card, which is usually sent to you, and make a correction. Whoever does not have a payroll tax card / class is sorted into a notional wage tax class according to his personal circumstances at the beginning of the year.

If you are under 55

Overview

From this lump-sum net salary you get 60 percent if you have children 67 percent. For two months you have paid contributions, you receive two months of unemployment benefit I.

If you are under 55, you will receive unemployment benefit I but for a maximum of one year, if you are older, for a maximum of 18 months (deadline is the age on the day of application).

Tip: Text as PDF or podcast (please read the instructions!) or to this text complete eCourse Download. Regular promotions or news per Newsletter!

Example

Overview

For example, if you have a university degree but no children, you will receive unemployment benefit a month in West Germany in tax code I 1.124,00 Euro.

Conversely, you will be taxed in East Germany in tax class III 720,00 Euro if you have a child.

The Crux with the qualification groups

Overview

If the employment agency feels it is reasonable to put you in a step below your previous qualification (which gives you less unemployment benefit I), you can appeal.

However, the price-performance ratio makes the unemployment insurance for self-employed persons quite worthwhile, but one has to consider the changed conditions from 2011.

Tip: Text as PDF or podcast (please read the instructions!) or to this text complete eCourse Download. Regular promotions or news per Newsletter!


More knowledge - Podcast, PDF download, eCourse or personal advice

Overview


Offline download: Download this text as PDF - Read usage rights, Because we do not automatically submit the title of this text for privacy reasons: When buying in "interests" the title register if support is needed. After buying text exclusively Download at this URL (please save).

3,35 Book now


Listen to Podcast & Download MP3: You can listen to this text for free, as member even without annoying popup, or download the MP3 for a fee - Read usage rights, After the purchase page refresh, then you will find the download link here. Because we do not automatically submit the title of this podcast for privacy reasons: When buying in "interests" the title register if support is needed.

3,35 Book now


Your eCourse on Demand: Choose your personal eCourse on this or another desired topic, As a PDF download. Up to 30 lessons with each 4 learning task + final lesson. Please enter the title under "interests". Alternatively, we are happy to put together your course for you or offer you a personal regular eMailCourse including supervision and certificate - all further information!

16,20 Book now


Consultant packages: You want to increase your reach or address applicants as an employer? For these and other topics we offer special Consultant packages (overview) - For example, a personal phone call (price is per hour).

149,99 Book now


occupations pictures

You want to comment here? Please the Debate Rules comply, contributions must be unlocked. Your eMailAddress remains secret. More information on the use of your data and how you can counter this can be found in our Privacy Policy.

  1. To follow debate on this post
  2. All debates follow
  3. Debates per eMail subscribe (add link here!)
  1. Simone Janson

    Hello Mr. Potter,

    since I have no legal basis under the Legal Services Act
    Legal advice, I can only provide the general information
    Quote that must exist to get from the employment agency
    To get unemployment benefit I:

    You must be unemployed, you must have the qualifying period
    and you must have reported yourself personally unemployed.

    In complicated cases, only one attorney can help.

    The question whether you just as a self-employed the probationary period
    , you can look at this page by yourself
    answer: [http://www.arbeitsagentur.de] ...

    What I do not mind on your post really interesting,
    is that the employment agency is pushing for an end to self-employment.
    Is not the opposite policy generally propagated?

  2. Wolfgang

    Hello, I, Master craftsman, was a few years of ALG II recipients and still self-employed at this time.

    Now I have logged off, at the instigation of the AG my GbR.
    I now also the ALG I too, since I still still, if only with 15 week working hours was professional?

    Best regards

    Wolfgang

  3. Lars Diel

    RT @AlmaMeise: Unemployment insurance for the self-employed: What is the unemployment benefit? (via @SimoneJanson)

  4. Alma Mater

    Unemployment insurance for the self-employed: What is the unemployment benefit? (via @SimoneJanson)

  5. Simone Janson

    Freshly blogged: Unemployment insurance for the self-employed: How high is the ...

  6. Competencepartner

    Unemployment insurance for the self-employed: What is the unemployment benefit ?: If you are a self-employed person ...

Post a Comment

Your email address will not be published. Required fields are marked with * .

JaI would like to be regularly informed about the latest promotions & offers Newsletter be informed.

I hereby accept the Debate Rules and the Privacy policy with the possibility to contradict the use of my data at any time.