Nothing new in the west
At the 18.02.2014 I was at the MCC congress "Zukunftsmarkt Altersvorsorge" in Berlin. The keynote was given by Federal Minister of Labor Andrea Nahles. Her topic: Pension insurance systems and pensions. New statements? Wrong!
She is quite sympathetic, the Andrea: tells of her childhood in the Eifel, that she did not have a kindergarten, although the mother went to work, from the pension problems of her father, the bricklayer and explained again and again that you in future for the rights of consumers and workers. Humans are called something, even if they with their left attitude is in contradiction to the majority of the audience.
The pension is secure?
"The pension is safe" promised the Minister of Employment as many of her predecessors - only you really do not want to believe it. She never tires of praising and defending the three pillars of the pension system, state pension insurance, occupational pensions and Riester pensions.
"The contribution stability can be maintained" Nahles is not tired to emphasize. And she wanted "to do everything" to prevent the weakening of company pensions by the EU. The Federal Ministry of Finance has recently commissioned a study to find out why small and medium-sized enterprises find it so difficult to introduce a company pension. The results are expected at the end of 2014. It goes without saying that the topic of old-age provision will only be on the agenda in the second half of the year - according to the coalition agreement, other issues such as the minimum wage would have to be dealt with beforehand, the minister apologized.
Minister wants to continue to introduce pension with 63
In general, the pension insurance should not be treated ill and must also win the trust of younger people in the three pillars of retirement and close justice gaps. Therefore, one should not play the generations against each other, a general fear of the future leads to nothing, explains Nahles and then delivers the only really political statement of their speech: "You will not dissuade me to introduce the pension with 63 or maternity pension." Like Andrea Nahles wants to finance that, we can look forward to it.
Her motto is apparently "predictions go in the pants" or at least be always under reserve and depending on the economic development to see how she puts it. Of course, not everything is perfect, panic over the collapse of the capital markets is just as inappropriate. "If you take care of your age today, you will naturally suffer from low interest rates," says Nahles. But that was just a snapshot, so no one should leave the saving. Overall, Nahles wants to "drive around the system as little as possible" and "changes to the system, not in the system."
The high song of Skills shortage
And the Minister of Labor is also singing the high song of the professional defense, pardon of the professional assurances: to make early retirement programs unattractive is not the main problem because employers in the course of the professional deficit more concerned about how older employers could be kept in the enterprise.
Of this I have, comparatively little, received comparatively little. But maybe someone might teach me something better?
Agenda 2010 remains on course
It was exciting at the very end, as well as the participants could ask questions that Nahles cleverly evasively answered each time. "Will Germany keep its role as a role model in Europe with regard to the 2010 agenda," one participant wanted to know.
"We keep the clear agenda of the Agenda 2010," promised Andrea Nahles, who had opposed the reform a few years ago - and then quickly turned to the dual training, for which Germany is always admired, to the high youth unemployment and to the measures, with which Germany had agreed with the southern European countries. That's how nice politics is.
Riester soon without provider?
At the end of the day, a gentleman from the insurance company in Leipzig came to the conclusion that the Riesterrrente and, above all, the dwarfs were a bureaucratic monster, which was completely unprofitable for the providers, so some providers already sold their Riester stocks.
"At some point, you go out the provider," he said to the Minister. That's when Nahles stopped talking politics for the first time and even agreed to the reference to the Wohnriester as an administrative monster. "The jungle, the providers have made," says Nahles. And: "The Riester pensions must become consumer-friendly."
Dangers of abuse by suppliers and intransparency must be contained and it must be investigated why so few low-income earners draw Riester pensions. As a large construction site, she called it rescue Riester from difficulties.
"But we want to do this thoroughly, without hurry," says the Minister, and it sounds like planned procrastination. And then she proudly reports on how she is advancing a product information leaflet, which now has to be agreed between the Ministry of Labor and the Ministry of Economy and Finance, then one gets an idea of how slowly the politics of problem-solving grind in politics.
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